Professional bookkeeping and payroll services for Northwest Ohio businesses.

Call • Text: (419) 306-9284

Bookkeeping for Toledo Small Businesses

Bookkeeping and payroll for Toledo businesses. A Northwest Ohio firm serving the region's largest city.

Bookkeeping for Toledo

Toledo has accounting firms. Plenty of them. So why work with a firm based in Findlay? Because most of what a bookkeeper does happens through a screen, and the firms actually located in Toledo are often chasing larger clients or charging rates that reflect downtown overhead. A business doing $500K in revenue doesn’t need the same firm that handles regional manufacturers.

We provide bookkeeping, payroll, and catch-up services for small businesses across Toledo. The financial back office you need without the cost of a full-time hire or the overhead of a large firm. We’re 45 minutes away on I-75 when meeting matters, and available by phone and email the rest of the time.

Monthly Bookkeeping

Books closed every month with transactions properly categorized and accounts reconciled. Monthly financials that show you where the business actually stands.

Payroll

Pay runs processed, taxes deposited, quarterly reports filed. Ohio BWC and Toledo municipal withholding handled. Year-end W-2s issued without you tracking the deadlines.

Catch-Up Bookkeeping

Books untouched for months? Years? We sort through the history, reconstruct what’s missing, and deliver a clean starting point.

Tax-Ready Records

Organized financials your CPA can actually use. Proper categories, supporting documentation, clean handoff. Tax season stops being an emergency.

Toledo Businesses We Work With

Toledo’s economy runs on manufacturing, healthcare, logistics, and the service businesses that support a metro area of 600,000 people. The Jeep plant and the glass industry get the headlines, but underneath that are hundreds of smaller operations. Contractors, trucking companies, medical practices, restaurants, professional services. Businesses with real complexity that can’t be managed with a spreadsheet but don’t justify a controller on staff.

That’s who we work with. Established businesses, typically $50K to a few million in revenue, that need competent bookkeeping without the overhead.

Transportation and Logistics

Toledo is a port city and a trucking hub. I-75, I-80/90, rail lines, the Maumee River. Trucking companies and logistics operations that need cost-per-mile tracking and books that show which business is actually profitable.

Healthcare Practices

ProMedica and Mercy anchor the healthcare economy, but there are independent practices throughout the city. Medical offices, dental, therapy, specialty care. We handle the lag between providing services and collecting insurance reimbursement.

Contractors and Trades

Commercial and residential work across the metro. Job costing, progress billing, equipment tracking, and books that support bonding and bank relationships.

Restaurants and Hospitality

Toledo’s food scene has grown. More restaurants means more businesses running on thin margins where food cost and labor cost determine whether the month works. We track both and keep the numbers current.

Common Questions

You're in Findlay. Why would a Toledo business work with you?

Bookkeeping happens digitally. Where your bookkeeper sits matters less than whether they're good and available. We're 45 minutes down I-75 if you want to meet, but most work happens through screens regardless of distance.

What does monthly bookkeeping cost?

Starting at $199 per month based on expense volume. We quote exact pricing after learning about your business.

Can we meet in person?

Yes. Findlay is a short drive, and we come to Toledo when it makes sense. Most clients find they don't need frequent in-person meetings once things are running.

My books are a mess. Can you fix that?

Yes. Catch-up work is part of what we do. We get things current, then keep them that way going forward.

Do you handle payroll and Ohio taxes?

Yes. Payroll processing, tax deposits, quarterly filings, W-2s, BWC, and municipal income tax withholding. Toledo's city tax included.

Northwest Ohio’s Trusted Bookkeeping Partner

The Next Step:
A 15-Minute Discovery Call

Let's talk about your current bookkeeping situation. We'll assess your needs, outline a plan of action, and give you a clear quote.

Your trusted Northwest Ohio partner for small business accounting. We provide full-service bookkeeping, payroll management, and CFO & advisory services, all handled by a local Findlay team dedicated to helping our community's businesses grow.

Client Reviews

5-Star Rated Firm
  • Intuit Certified QuickBooks Level 1 ProAdvisor badge
  • Intuit Certified QuickBooks Level 2 ProAdvisor badge
  • Intuit Certified QuickBooks Payroll ProAdvisor badge

© 2025 Redd’s Cloud Nine Bookkeeping LLC